Does Fully Comprehensive Car Insurance Cover Engine Damage?
What is Fully Comprehensive Car Insurance?
Fully comprehensive car insurance is the most comprehensive type of car insurance available. It provides cover for a wide range of events, including:
- Damage to your car
- Damage to other people’s cars
- Damage to property
- Injury to you or your passengers
- Injury to other people
Does Fully Comprehensive Car Insurance Cover Engine Damage?
The answer to this question is yes, fully comprehensive car insurance does cover engine damage. However, there are some exceptions to this rule. For example, engine damage caused by a lack of maintenance is not covered by fully comprehensive car insurance.
What are the Exclusions to Engine Damage Coverage?
There are a number of exclusions to engine damage coverage under fully comprehensive car insurance. These exclusions include:
- Damage caused by a lack of maintenance
- Damage caused by wear and tear
- Damage caused by a mechanical failure
- Damage caused by an electrical failure
- Damage caused by a fire
- Damage caused by a flood
- Damage caused by an earthquake
How to Make a Claim for Engine Damage
If you have fully comprehensive car insurance and your engine is damaged, you can make a claim by contacting your insurance company. You will need to provide your insurance company with the following information:
- Your policy number
- The date of the damage
- The cause of the damage
- The extent of the damage
- The cost of repairs
Your insurance company will then investigate your claim and determine whether or not it is covered by your policy. If your claim is approved, your insurance company will pay for the cost of repairs up to the limit of your policy.
Conclusion
Fully comprehensive car insurance provides cover for a wide range of events, including engine damage. However, there are some exceptions to this rule. For example, engine damage caused by a lack of maintenance is not covered by fully comprehensive car insurance. If you have fully comprehensive car insurance and your engine is damaged, you can make a claim by contacting your insurance company.
