How to Insure a Car with an Engine Swap
If you’re planning on swapping the engine in your car, it’s important to make sure that you have the right insurance coverage. Here’s what you need to know.
What Is an Engine Swap?
An engine swap is the process of replacing the original engine in a car with a different one. This can be done for a variety of reasons, such as to improve performance, increase fuel efficiency, or simply because the original engine is no longer functioning properly.
Why Do You Need to Insure a Car with an Engine Swap?
Insurance companies consider an engine swap to be a modification to your car. This means that you need to let your insurance company know about the swap so that they can adjust your policy accordingly.
If you don’t tell your insurance company about the engine swap, you may not be covered in the event of an accident. This is because the insurance company may consider the car to be uninsured if it has been modified without their knowledge.
How to Insure a Car with an Engine Swap
To insure a car with an engine swap, you need to follow these steps:
- Contact your insurance company. Let them know that you have swapped the engine in your car and provide them with the details of the new engine.
- Get a new insurance policy. Your insurance company may need to issue you a new policy to cover the car with the new engine.
- Pay the new premium. The premium for your new insurance policy will likely be higher than the premium for your old policy. This is because the new engine is likely to be more valuable than the old engine.
What If My Insurance Company Doesn’t Cover Engine Swaps?
If your insurance company doesn’t cover engine swaps, you may need to find a new insurance company. There are a number of insurance companies that specialize in insuring modified cars. These companies will be able to provide you with the coverage you need.
Conclusion
If you’re planning on swapping the engine in your car, it’s important to make sure that you have the right insurance coverage. By following the steps outlined in this article, you can ensure that your car is properly insured and that you’re protected in the event of an accident.
