Engine Protection in Car Insurance
What is Engine Protection?
Engine protection is a type of car insurance coverage that helps to protect your engine in the event of a covered breakdown. This coverage can be added to your policy for an additional premium, and it can help to save you money on costly repairs.
What Does Engine Protection Cover?
Engine protection typically covers the following components:
- Engine block
- Cylinder heads
- Pistons
- Crankshaft
- Camshaft
- Valvetrain
- Oil pump
- Water pump
Engine protection does not typically cover the following:
- Regular maintenance
- Wear and tear
- Damage caused by accidents
- Damage caused by neglect
How Much Does Engine Protection Cost?
The cost of engine protection varies depending on the following factors:
- Your car’s make and model
- Your driving history
- The amount of coverage you choose
Typically, engine protection costs between $50 and $100 per year.
Is Engine Protection Worth It?
Whether or not engine protection is worth it depends on your individual circumstances. If you drive a newer car with a valuable engine, then engine protection may be a good investment. However, if you drive an older car with a less valuable engine, then engine protection may not be worth the cost.
How to Get Engine Protection
You can add engine protection to your car insurance policy by contacting your insurance company. You can also get engine protection from a third-party provider.
Conclusion
Engine protection is a type of car insurance coverage that can help to protect your engine in the event of a covered breakdown. This coverage can be added to your policy for an additional premium, and it can help to save you money on costly repairs.
