Does Car Insurance Cover Broken Engine?
A broken engine is a major inconvenience, and it can be expensive to repair. If you’re wondering whether your car insurance will cover a broken engine, the answer is: it depends.
Most comprehensive car insurance policies will cover the cost of repairing or replacing a broken engine. However, there are some exceptions. For example, if the engine damage was caused by a lack of maintenance, your insurance company may not cover the cost of repairs.
What is comprehensive car insurance?
Comprehensive car insurance is a type of insurance that covers your car for damage that is not caused by a collision. This type of insurance covers damage from events such as theft, vandalism, fire, and natural disasters. Most comprehensive car insurance policies also cover the cost of repairing or replacing a broken engine.
What are the exceptions to comprehensive car insurance coverage?
There are some exceptions to comprehensive car insurance coverage. For example, your insurance company may not cover the cost of repairing or replacing a broken engine if the damage was caused by:
- A lack of maintenance
- Wear and tear
- Racing
- Drunk driving
How can I make sure my car insurance covers a broken engine?
The best way to make sure your car insurance covers a broken engine is to read your policy carefully. Your policy will outline the specific coverages and exclusions that apply to your policy. If you have any questions about your coverage, you should contact your insurance company.
What should I do if my car’s engine breaks?
If your car’s engine breaks, you should contact your insurance company as soon as possible. Your insurance company will be able to help you file a claim and get your car repaired or replaced.
Here are some additional tips for dealing with a broken engine:
- Pull over to a safe location.
- Turn off the engine.
- Call your insurance company.
- Have your car towed to a repair shop.
A broken engine is a major inconvenience, but it doesn’t have to be a financial disaster. If you have comprehensive car insurance, you should be covered for the cost of repairing or replacing your engine. However, it’s important to read your policy carefully to make sure you understand the specific coverages and exclusions that apply to your policy.
