Can You Total a Car with Engine Failure?
What is Totaling a Car?
Totaling a car means that the cost of repairing the car exceeds its actual cash value (ACV). When a car is totaled, the insurance company will pay the ACV to the owner and take possession of the car.
Can Engine Failure Total a Car?
Yes, engine failure can total a car. The cost of replacing an engine can be very high, especially for newer cars. If the cost of replacing the engine exceeds the ACV of the car, the insurance company will likely total the car.
Factors that Determine if a Car Will Be Totaled
The following factors can determine if a car will be totaled after engine failure:
- The age of the car
- The mileage on the car
- The make and model of the car
- The condition of the car before the engine failure
- The cost of replacing the engine
- The ACV of the car
What to Do if Your Car is Totaled
If your car is totaled, you will need to work with your insurance company to determine the ACV of the car and receive payment. You will also need to decide what to do with the car. You can either sell it to the insurance company or keep it and repair it yourself.
Conclusion
Engine failure can total a car, but it depends on a number of factors. If you are concerned about whether or not your car will be totaled after engine failure, you should contact your insurance company.
